Disability Plans

I have now received the second question on possible changes in Long-Term-Disability (LTD) and Short-Term-Disability (STD). Therefore, I will go through what I do know on that subject in this format, in case others have the same questions. The health insurance company change as approved by the School Board has nothing to do with the disability plans.

The agreement between the School Board and the Tri-Cor Brokers is that we stay put on all other plans and coverage unless there is a significant financial benefit or better service reasoning to change. To my knowledge, neither the brokers or the district to this point has even looked at other carriers of the disability products. I know that we have not done any RFP process or anything along those lines.We have been concentrating on getting past the health insurance changes.

The STD plans are completely employee purchased. Given that the district has hardly any stake in the offerings, that decision will be left almost totally to employees. If we get to that point, the district office will assist in the process, but the decision whether to change will need to be made through either consensus or a vote at employee meetings.

The LTD is district supported so the decision to change that service falls into the district realm. I will say this from the district viewpoint, there would need to be a considerable financial advantage to make a switch in LTD as the service on these accounts is very important.